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Another disadvantage of doorstep loans is that they may not be regulated as closely as online loans or traditional loans. This may include proof of income, such as pay stubs or tax returns, as well as details about any debts or assets the bad borrower has.

This can make cash advances on credit cards a very expensive way to borrow money. Banks also often have a wide range of loan products available, ensuring that customers can find a loan that meets their specific needs.