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Doorstep loans often have very high fees and interest rates, which can make them hard to pay back. One option you might consider is a secured credit card, which requires a deposit as collateral. There are several advantages to getting a loan from a bank.

This is especially convenient for those who have busy schedules or live in rural areas where access to traditional lending institutions may be limited. These platforms may be more willing to lend to unbanked individuals who may not qualify for a traditional loan. They will then be able to withdraw a certain amount of cash, up to their cash advance limit.

An unsecured revolving credit line, on the bad credit loans logan west virginia wv bad credit bad credit loans logan wv other hand, is not secured by collateral. Avoid applying for new credit unnecessarily: Each time you apply for credit, it generates a "hard inquiry" on your credit report, which can slightly lower your credit score. One of the loans main drawbacks of doorstep loans is the high cost.