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Some traditional loans have strict rules about credit scores or needing collateral (like a car or house). This means that the bad borrower will pay less in interest over the life of the loan with a credit card cash advance. A cash advance on a credit card is a service that allows cardholders to withdraw cash from their credit card account.

This can be especially useful in an emergency situation, such as a car breakdown or medical expense. The fees and interest rates associated with these loans can be very high, and you may end up paying much more than you borrowed. Learn more about managing your credit and improving your credit score.