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These might seem like a good idea because they come to you, but they can actually be risky. Personalized service: Credit unions are known for their personal approach to banking, and this extends to their lending practices as well.
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This can be especially useful in an emergency situation, such as a car breakdown or medical expense. Finally, it is important for cardholders to be mindful of their cash advance limit, as going over this limit can result in additional fees and potentially damage their credit score.
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