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This can be especially useful for those who may not have the bad funds to repay a payday loan in a single lump sum. Research payday loan lenders: Look for a lender that is licensed to operate in your state and has a good reputation. While the loans process of obtaining a loan from a bank may require the submission of a significant amount of documentation and potentially have more stringent eligibility requirements, the personalized customer service and support that banks offer can make the process worth it.

These loans often have much higher interest rates and fees than online loans or traditional loans, which can make them difficult to repay. But with an online loan, you can apply from anywhere.

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