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One option you might consider is a secured credit card, which requires a deposit as collateral. Credit-builder loans: Credit-builder loans are small loans that are designed specifically to help people build or improve their credit.
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Peer-to-peer lending: Peer-to-peer lending platforms allow individuals to borrow and lend money to one another without going through a traditional bank. Overall, personal loans can be a useful financial tool for individuals who need to borrow money for a specific purpose. Overall, cash advances on credit cards can be a convenient way to access cash in a pinch, but they also come with high costs and potential risks.