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While these loans may seem convenient, they often come with high fees and interest rates, which can make them difficult to repay. Banks may also have more stringent eligibility requirements than other types of lenders, which could make it harder for some borrowers to qualify for a loan.

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Online loans, also known as digital loans or internet loans, are a convenient and flexible way to borrow money. However, it's important to be cautious when borrowing from an alternative lender, as the bad fees and interest rates may be higher than those of a traditional lender.