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This means that there may be fewer protections in place to ensure that consumers are treated fairly. Work with a credit counselor: If you're having trouble managing your credit, you might consider working with a credit counselor.
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Instead, the loans lender relies on the borrower's creditworthiness and financial history to determine their credit limit. Only apply for credit when you really need it, and try to avoid applying for too much credit at once.
After you apply, you'll usually find out if you're approved within a few minutes. However, cash advances on credit cards also come with some significant drawbacks.