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Cardholders should carefully consider their options and only use cash advances on credit cards as a last resort. This can be especially useful in an emergency situation, such as a car breakdown or medical expense. As the credit borrower makes payments on the loan, the credit limit becomes available again, allowing the borrower to borrow more money if needed.
Another advantage of a credit card cash advance is that it is typically easier to qualify for than a payday loan. As the bad borrower makes payments on the loan, the credit limit becomes available again, allowing the borrower to borrow more money if needed.