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Overall, installment loans can be a useful financial tool for those who need to borrow a large sum of money and want to pay it back over a longer period of time. In contrast, doorstep lenders are loan providers who offer loans and other financial products directly to consumers at their homes.

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If you're considering a payday loan, make sure you understand the credit terms and conditions and can afford to pay it back before you accept the loan. Payday loans are short-term loans that are typically due on your next payday.