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Installment loans can also help borrowers to build or improve their credit score. Make sure to pay all of your bills on time, including credit card bills, utility bills, and other recurring payments.

In contrast, doorstep lenders are loan providers who offer loans and other financial products directly to consumers at their homes. Banks are typically large financial institutions that offer a range of loan products, including personal loans, mortgages, car loans, and business loans.

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