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Borrowers should make sure they understand the city interest rate, fees, and repayment schedule, and ensure that they can afford the monthly payments. As the city borrower makes payments on the loan, the credit limit becomes available again, allowing the borrower to borrow more money if needed. A cash advance on a credit card is a service that allows cardholders to withdraw cash from their credit card account.

However, there are also some potential drawbacks to getting a loan from a bank. It is important for borrowers to carefully consider their options and choose a loan product that meets their specific needs and financial situation.

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