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This can make cash advances on credit cards a very expensive way to borrow money. Online loans also tend to have faster turnaround times than traditional loans.

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Additionally, doorstep lenders may use aggressive sales tactics to convince consumers to take out a loan, even if it is not in their best interest. Online loans are also very flexible when it comes to who can apply. It may take some time and effort to find the credit right lender and build up your credit, but it can be worth it in the long run.