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Your Loan, Your Business

We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc. Whatever your reason, we respect your privacy. Thus, we work with lenders familiar with your situation and are ready to help.

Lower interest rates: Credit unions are non-profit financial institutions, which means they are not focused on maximizing profits. History at all, a secured credit card may be easier to get approved for than a traditional credit card. To avoid these pitfalls, it is important for borrowers to carefully manage their credit line and only borrow what they can afford to pay back.

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Payday loans can have annual percentage rates (APRs) of up to 400% or higher, while the credit APR on a credit card cash advance is typically around 25% or higher. Lender also typically checks the michigan borrower's credit score and financial history before approving the loan, which can help to reduce the risk of default. Learn more about managing your credit and improving your credit score.

If you are considering taking out a loan, it is important to carefully research your options and choose a lender that is reputable and transparent. Personalized service: Credit unions are known for their personal approach to banking, and this extends to their lending practices as well.