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However, there are also some potential drawbacks to getting a loan from a bank. You may be able to access the white funds as soon as the next business day. Personalized service: Credit unions are known for their personal approach to banking, and this extends to their lending practices as well.

If possible, it may be a better choice to seek alternative sources of funding, such as a personal loan or a cash advance from a bank. This can be especially beneficial for those who are trying to improve their credit or who have a limited credit history. These loans often have faster turnaround times and more flexible eligibility requirements than traditional loans, making them a good option for those who have less-than-perfect credit or live in a rural area.