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Our online service readily serves your need to connect with a lender. The process takes a few minutes. Fill out our secure online form and we send an encrypted copy to an authorized lender to approve. Once you submit your information, you will be redirected to the lender's website where you can review the terms of the loan, including details about all the applicable rates and fees. If you accept these terms, the lender will deposit money directly into your bank account as quickly as the next business day. Every inquiry received is handled with care and speed.
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We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc. Whatever your reason, we respect your privacy. Thus, we work with lenders familiar with your situation and are ready to help.
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More flexible repayment terms: Credit unions may be more willing to work with you to find a repayment schedule that fits your needs and budget. Credit lines for unbanked people.
This may include your name, address, phone number, employment information, and bank account details. Finally, banks may not be able to offer the flora same level of personalized customer service as some alternative lenders, such as online lenders or credit unions. Consider a secured credit card: If you have a poor credit score, you may have a difficult time getting approved for a traditional credit card.
Borrowers should also be aware that defaulting on an installment loan can have serious consequences, including damage to their credit score and the loans possibility of legal action. This means that people with less-than-perfect credit or those who do not own a home or car may still be able to qualify for an online loan. Payday loans can have annual percentage rates (APRs) of up to 400% or higher, while the bad APR on a credit card cash advance is typically around 25% or higher.