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One of the gilbert main drawbacks is the high cost. This means that if the bad borrower defaults on the loan, the lender can seize the collateral to recoup their losses.

This means that there may be fewer protections in place to ensure that consumers are treated fairly. Work with a credit counselor: If you're having trouble managing your credit, you might consider working with a credit counselor. However, it is important for borrowers to carefully consider the loans terms of their loan and ensure that they can afford the monthly payments before agreeing to take out an installment loan.