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Finally, it is important for cardholders to be mindful of their cash advance limit, as going over this limit can result in additional fees and potentially damage their credit score. For example, many online lenders do not require a minimum credit score or collateral.

If you're thinking about getting a loan, make sure to do your research and choose a lender that you can trust. Only apply for credit when you really need it, and try to avoid applying for too much credit at once.