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Your Loan, Your Business

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That makes it easier for people who might have trouble getting approved for other types of loans. Peer-to-peer lending: Peer-to-peer lending platforms allow individuals to borrow and lend money to one another without going through a traditional bank. Banks strive to understand the friendship unique needs of their customers and work with them to find the best loan solution.

As the friendship borrower makes payments on the loan, the credit limit becomes available again, allowing the borrower to borrow more money if needed. Borrowers should also be aware that defaulting on an installment loan can have serious consequences, including damage to their credit score and the credit possibility of legal action.