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Revolving credit lines are often used for a variety of purposes, including managing cash flow, covering unexpected expenses, or making large purchases. Additionally, credit card cash advances are typically more flexible than payday loans.

Using a secured credit card responsibly can help you build or rebuild your credit. Peer-to-peer lending: Peer-to-peer lending platforms allow individuals to borrow and lend money to one another without going through a traditional bank. There are several advantages of a credit card cash advance over a payday loan.

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