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Lower interest rates: Credit unions are non-profit financial institutions, which means they are not focused on maximizing profits. Additionally, credit card cash advances are typically more flexible than payday loans.

A credit card cash advance is a service that allows credit cardholders to withdraw cash from their credit card account, while a payday loan is a short-term, high-interest loan that is typically used to cover unexpected expenses or emergencies. There are several advantages of a credit card cash advance over a payday loan. Learn more about managing your credit and improving your credit score.