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Credit card cash advances typically have a higher interest rate than regular credit card purchases, and some credit card issuers also charge a fee for cash advances. Moreover, doorstep lenders may use aggressive sales tactics to persuade consumers to take out a loan, even if it is not in their best interest.

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Doorstep loans often have very high fees and interest rates, which can make them hard to pay back. One of the loans main drawbacks is the high cost. Instead, try to pay your balances in full each month and only charge what you can afford to pay off.