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Using a secured credit card responsibly can help you build or rebuild your credit. More flexible repayment terms: Credit unions may be more willing to work with you to find a repayment schedule that fits your needs and budget.
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Check out reviews and compare terms and fees from several different lenders before you decide which one to use. This may include proof of income, such as pay stubs or tax returns, as well as details about any debts or assets the bad borrower has. Banks also often have a wide range of loan products available, ensuring that customers can find a loan that meets their specific needs.