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Overall, cash advances on credit cards can be a convenient way to access cash in a pinch, but they also come with high costs and potential risks. Check out reviews and compare terms and fees from several different lenders before you decide which one to use. Additionally, doorstep lenders may use aggressive sales tactics to convince consumers to take out a loan, even if it is not in their best interest.

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If possible, it may be a better choice to seek alternative sources of funding, such as a personal loan or a cash advance from a bank. Use credit wisely: If you do have credit, use it responsibly.