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The interest rate on a bank loan is typically based on the bad credit loans copper center alaska ak bad credit bad credit loans copper center ak borrower's credit score and financial history. Banks are typically large financial institutions that offer a range of loan products, including personal loans, mortgages, car loans, and business loans.

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Some traditional loans have strict rules about credit scores or needing collateral (like a car or house). Pay your bills on time: Payment history is one of the credit most important factors that lenders consider when evaluating your credit.