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Cardholders should carefully consider their options and only use cash advances on credit cards as a last resort. If you are considering a doorstep loan, be sure to carefully research your options and understand the city terms and conditions of the loan before you agree to it.

They can be a useful financial tool for small businesses, as they can provide a source of funds to cover operating costs or invest in growth. However, it is important for borrowers to carefully consider the bad terms of their loan and ensure that they can afford the monthly payments before agreeing to take out an installment loan.