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We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc. Whatever your reason, we respect your privacy. Thus, we work with lenders familiar with your situation and are ready to help.
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One option you might consider is a secured credit card, which requires a deposit as collateral. Finally, it is important for cardholders to be mindful of their cash advance limit, as going over this limit can result in additional fees and potentially damage their credit score. You can get a free copy of your credit report from each of the bad three major credit bureaus (Equifax, Experian, and TransUnion) once a year.
Banks also often have a wide range of loan products to choose from, so the bad borrower can find a loan that meets their specific needs. Payday lenders, on the clemmons other hand, often require the borrower to have a certain credit score and may also require proof of income and employment.