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They are also usually safer and less expensive than doorstep loans. Credit-builder loans: Credit-builder loans are small loans that are designed specifically to help people build or improve their credit.
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Wait for approval: The lender will review your application and determine whether you are approved for the credit loan. Credit card cash advances typically have a higher interest rate than regular credit card purchases, but they are still typically lower than the loans interest rates on payday loans. Community involvement: Credit unions are often closely tied to the carolina communities they serve, and they may offer special loan programs or discounts to members who live or work in those communities.
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