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Additionally, carrying a high balance can damage the tn borrower's credit score, as it can indicate that they are overextended and may have difficulty repaying their debts. One of the loans main advantages is the lower cost.

This can make cash advances on credit cards a very expensive way to borrow money. This can make a revolving credit line a more cost-effective option than a traditional loan, where the bad borrower pays interest on the entire loan amount regardless of whether they use all of the money.