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Alternative lenders: Alternative lenders, such as online lenders and non-bank financial institutions, may be more willing to lend to unbanked individuals than traditional banks. The fees and interest rates associated with these loans can be very high, and you may end up paying much more than you borrowed. It is important for borrowers to carefully consider their options and choose a loan product that meets their specific needs and financial situation.

If possible, it may be a better choice to seek alternative sources of funding, such as a personal loan or a cash advance from a bank. There are several reasons why you might consider using a credit union for a personal loan.

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