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If possible, it may be a better choice to seek alternative sources of funding, such as a personal loan or a cash advance from a bank. With an online loan, you can apply from the bad comfort of your own home at any time of day or night. However, there are also some potential drawbacks to getting a loan from a bank.

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Cardholders should carefully consider their options and only use cash advances on credit cards as a last resort. This can result in the calpella cardholder owing more in interest over time, especially if they are unable to pay off the cash advance quickly.