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Cardholders should carefully consider their options and only use cash advances on credit cards as a last resort. Peer-to-peer lending: Peer-to-peer lending platforms allow individuals to borrow and lend money to one another without going through a traditional bank.

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Peer-to-peer lending: Peer-to-peer lending platforms allow individuals to borrow and lend money to one another without going through a traditional bank. Credit lines for unbanked people.

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