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While the ohio process of obtaining a loan from a bank may require the submission of a significant amount of documentation and potentially have more stringent eligibility requirements, the personalized customer service and support that banks offer can make the process worth it. One of the burgoon main benefits is the potential for a lower interest rate, which can result in lower monthly payments and save the borrower money over the life of the loan. Check out reviews and compare terms and fees from several different lenders before you decide which one to use.