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Online loans are also very flexible when it comes to who can apply. This means that there may be fewer protections in place to ensure that consumers are treated fairly.

Personalized service: Credit unions are known for their personal approach to banking, and this extends to their lending practices as well. Borrowers should make sure they understand the credit interest rate, fees, and repayment schedule, and ensure that they can afford the monthly payments. One of the ohio main advantages of a revolving credit line is the flexibility it offers.