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Payday loans are short-term loans that are typically due on your next payday. Doorstep loans often have very high fees and interest rates, which can make them hard to pay back.
And if you live in a rural area, it can be hard to find a traditional lending place nearby. Additionally, cash advances on credit cards do not have a grace period, which means that interest begins accruing on the il borrowed amount as soon as it is withdrawn.