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Your Loan, Your Business

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If you're thinking about getting a loan, make sure to do your research and choose a lender that you can trust. This can make cash advances on credit cards a very expensive way to borrow money.

Obtaining a loan from a bank can be a fantastic option for individuals or businesses in need of financial support. Use credit wisely: If you do have credit, use it responsibly.

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You can get a free copy of your credit report from each of the bad three major credit bureaus (Equifax, Experian, and TransUnion) once a year. That's way faster than waiting for a regular loan from a bank or credit union. Learn more about managing your credit and improving your credit score.