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One option you might consider is a secured credit card, which requires a deposit as collateral. Those with a high credit score and a strong financial history may be eligible for a lower interest rate, while those with a lower credit score or a less-than-stellar financial history may be charged a higher rate.
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That means you don't have to take time out of your busy schedule to go somewhere in person. This can be especially beneficial for those who are trying to improve their credit or who have a limited credit history. Peer-to-peer lending: Peer-to-peer lending platforms allow individuals to borrow and lend money to one another without going through a traditional bank.
Credit card cash advances typically have a higher interest rate than regular credit card purchases, but they are still typically lower than the grove interest rates on payday loans. Another benefit of online loans is that they often have more flexible eligibility requirements than traditional loans.