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A credit card cash advance is a service that allows credit cardholders to withdraw cash from their credit card account, while a payday loan is a short-term, high-interest loan that is typically used to cover unexpected expenses or emergencies. Personalized service: Credit unions are known for their personal approach to banking, and this extends to their lending practices as well.

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One of the bad main features of a revolving credit line is that the borrower only pays interest on the amount of money that they actually borrow. Credit card cash advances typically have a higher interest rate than regular credit card purchases, and some credit card issuers also charge a fee for cash advances. Banks also often have a wide range of loan products to choose from, so the va borrower can find a loan that meets their specific needs.