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They can be a useful financial tool for small businesses, as they can provide a source of funds to cover operating costs or invest in growth. These loans are often marketed as a convenient alternative to traditional loans, but they can be risky and come with high fees and interest rates.

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This can be done at an ATM, bank, or other location that offers cash advance services. Credit card cash advances typically have a higher interest rate than regular credit card purchases, but they are still typically lower than the bad interest rates on payday loans. Wait for approval: The lender will review your application and determine whether you are approved for the loans loan.