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The Need for Speed

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Your Loan, Your Business

We recognize a personal loan is a private matter. Reasons for needing money range from critical automobile maintenance, unexpected medical expenses, much needed family vacation, basic home improvements, etc. Whatever your reason, we respect your privacy. Thus, we work with lenders familiar with your situation and are ready to help.

Payday loans can have annual percentage rates (APRs) of up to 400% or higher, while the bad credit loans arcadia california ca bad credit bad credit loans arcadia ca APR on a credit card cash advance is typically around 25% or higher. Overall, personal loans can be a useful financial tool for individuals who need to borrow money for a specific purpose.

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There are several advantages of a credit card cash advance over a payday loan. However, it's important to be cautious when borrowing from an alternative lender, as the bad fees and interest rates may be higher than those of a traditional lender.