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These platforms may be more willing to lend to unbanked individuals who may not qualify for a traditional loan. Doorstep loans often have very high fees and interest rates, which can make them hard to pay back.
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Make sure to pay all of your bills on time, including credit card bills, utility bills, and other recurring payments. And sometimes, doorstep lenders use pressure tactics to try and get you to take out a loan, even if it's not a good idea for you. Finally, it is important for cardholders to be mindful of their cash advance limit, as going over this limit can result in additional fees and potentially damage their credit score.