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Finally, it is important for cardholders to be mindful of their cash advance limit, as going over this limit can result in additional fees and potentially damage their credit score. However, cash advances on credit cards also come with some significant drawbacks. Using a secured credit card responsibly can help you build or rebuild your credit, which may make it easier for you to qualify for a credit line in the loans future.

Borrowers should also be aware that defaulting on an installment loan can have serious consequences, including damage to their credit score and the bad possibility of legal action. This can result in the wa cardholder owing more in interest over time, especially if they are unable to pay off the cash advance quickly.